Retirement Planning

Get Free Services and Programs as a Senior Citizen

Retiring from work is a lifetime dream of most employees; however, the piling bills can worsen. Seniors are expected to have a comfortable life after retirement. However, is their savings enough to help them live their dream lives? More than 64% of seniors in the United States retire with savings of less than $10 000 […]

10 Frugal Retirement Tips You Should Consider

Life comes in phases; there was a time when all we had to worry about was just food and sleep. Then suddenly, we grow, and we have to worry about what our future will look like, and we have to strive to be the best form of us. After secondary or tertiary education, we select […]

How To Announce Your Retirement

In the past, retirement was pretty straightforward. It was not a sensitive or complicated issue. You retire when you reach the age of 65. Nowadays, things are not as clear-cut. Some individuals opt for early retirement and retire when they are just in their 50s. Others, on the other hand, choose to work until they […]

7 Achievable Tips to Stretch Your Retirement Savings

According to a study by Ernst & Young, nearly three out of 5 retirees belonging to the middle class will run out money at their retirement if they continue with their current lifestyle. Retirees are facing many challenges. Problems like decreasing pension, the overall increased cost of living combined with overall increasing life expectancy makes […]

Retirement Readiness Checklist | Take Control

There is nothing in personal finance quite as simple and yet complicated, as retirement. Simply put, retirement is the period in a worker’s life when they can voluntarily choose to leave the workforce. In the United States, this is usually defined as when someone reaches the age of 65. However, different people have different financial […]

What Do You Say On Retirement Day?

Most people’s lives are spent working a 9 to 5 job. It has become part of their daily routine. But it will come to the point that you would want to break free. Retiring is one of the most satisfying times that people look forward to in their careers. It may seem like the end of their […]

What Are The Five Stages Of Retirement?

By definition, retirement is the act of ceasing from a job or from active work life. One can achieve retirement when reaching the retirement age, i.e., 62 or 65, or can be earlier than the retirement age due to health reasons, personal reasons, or whatever reasons may be. Others think of retirement and financial independence […]

Do You Spend Less in Retirement?

We all come to a point wherein we just want to stop working and enjoy the money we saved through the years. Someday we will retire and just relax, do the things we love to do, discover a new hobby, and live life comfortably. The question we ask ourselves, though, is if we spend less […]

What Is A Comfortable Retirement?

Many people have unique fantasies about their lives after retirement. Some want to travel the world, while others dream of settling down in a peaceful town. Whatever your dream may be, you must prepare for it. A comfortable retirement must be the target of everyone. Despite not working, you can still live a comfortable life after retirement if […]

Understanding Retirement & Underlying Statistics

Retirement is a phase in life that a lot of working people look forward to. Being able to plan for it is a huge help for anyone who’s expecting to retire real soon. But, retiring requires an individual to have sufficient income to support themselves (Dan, 2004). Below are retirement statistics to consider and understand in order to have a better […]